Privacy Policy

Kapitalwise respects your privacy and is committed to protecting your personal data. This Privacy Policy will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.

This Privacy Policy explains how information about you is collected, used, and disclosed by Kapitalwise, Inc. and our subsidiaries, affiliated companies, consultants, employees, officers, and directors (collectively, "Kapitalwise," "we," "our" or "us"). This Privacy Policy applies to information we collect when you use our websites, products, services, applications or software (collectively, the "Services") or when you otherwise interact with us.

We collect information you provide directly to us, such as when you create an account, use our Services, request information, or communicate with us. This may include:

• Personal identifiers (name, email address, phone number)
• Professional information (company, job title, industry)
• Financial information (when using our services)
• Communications data (messages, support requests)

We also collect information automatically when you use our Services, including:

• Usage data and analytics
• Device information
• Log files and cookies
• Location data (if permitted)

We use the information we collect to:

• Provide, maintain, and improve our Services
• Process transactions and send related information
• Communicate with you about products, services, and updates
• Personalize and improve your experience
• Analyze usage patterns and trends
• Detect and prevent fraud or security issues
• Comply with legal obligations
• Protect our rights and interests

We may share your information in the following circumstances:

• With your consent
• With service providers and business partners
• For legal compliance and protection
• In connection with business transfers
• With affiliated companies
• For legitimate business purposes

We do not sell, rent, or trade your personal information to third parties for marketing purposes without your explicit consent.

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Depending on your location, you may have certain rights regarding your personal information, including:

• Access to your personal information
• Correction of inaccurate data
• Deletion of your personal information
• Restriction of processing
• Data portability
• Objection to processing
• Withdrawal of consent

To exercise these rights, please contact us using the information provided below.

We use cookies and similar tracking technologies to collect information about your browsing activities. You can control cookies through your browser settings, but disabling cookies may affect the functionality of our Services.

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information during such transfers.

Our Services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it.

By providing your mobile phone number on any Kapitalwise form, scheduling page, or within your account dashboard, you expressly consent to receive transactional and appointment-related text messages from Kapitalwise. These messages include, but are not limited to:

• Free-trial welcome and onboarding messages
• Demo and appointment reminders
• No-show follow-ups and rescheduling options
• Platform updates and account-related notifications

Your mobile number will never be shared with or sold to third parties.

Message frequency varies (typically 1–5 messages per month depending on your activity).

Message and data rates may apply.

To stop receiving SMS messages at any time, reply STOP to any message.

We provide you with choices regarding the collection, use, and sharing of your personal information.

From time to time, we may send you complimentary newsletters, marketing emails, and other communications that promote our website, products, or Services. These communications may also include advertisements or promotional content from third-party companies.

If you no longer wish to receive promotional emails from us, you may opt out at any time by:

• Clicking the "unsubscribe" link included in the email; or
• Contacting us directly using the contact information provided below.

Upon opting out, we will update your preferences promptly. In certain cases, we may share your email address with trusted third-party service providers solely to ensure that you do not receive further promotional communications on our behalf.

Please note that even if you opt out of marketing communications, we may continue to send you administrative or transactional messages, including notices related to updates to our Terms of Use, Privacy Policy, or other important service-related information.

You may request that we delete your personal information. We will process such requests in accordance with applicable laws and regulatory requirements.

Please be aware that we may be required to retain certain information:

• To comply with legal, regulatory, tax, or accounting obligations;
• To enforce our agreements; or
• For legitimate business purposes, such as maintaining security or resolving disputes.

Where retention is required, we will delete your personal data once the applicable retention period has expired.

When personal information is deleted, it will be removed from our active databases. However, certain information may remain in backup systems or archived records for a limited period, consistent with our data retention practices.

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on our website and updating the effective date.